Free check
What does an hour of your work really pay?
Four numbers, about a minute. You get a rough hourly rate once your costs, income tax and ACC are out, spread over every hour you work, not only the ones with a client in the chair.
Rough on purpose. It treats every cost as carrying GST and uses New Zealand tax rates for 1 April 2026 to 31 March 2027. Nothing you type leaves this page.
Your hour, after tax
That's the headline
The full calculator shows where the money goes and how to fix it.
- Where every hour goes: what a client hour brings in, what costs take, what tax takes
- How you stack up against an employed stylist with holiday pay, sick leave and KiwiSaver counted
- The exact price lift or extra booked hours that gets you to the take-home you want
General information, not financial or tax advice. It assumes you're a sole trader with no other income, and ignores provisional tax timing.